MStudioImages/Getty Images Today, most banking transactions are done online, including paying by check. But what exactly is an eCheck, and when might you need to use one? We’ll explore the basics of eChecks, how they work and the situations in which you may want to use one. What is an…

Credit Sesame explains how a good credit score can save money and improve your personal financial outlook. 1. Lower interest rates on loans One of the clearest benefits of strong credit is qualifying for lower interest rates. Borrowers with high credit scores generally receive better loan offers, potentially saving thousands…

Johner Images/Getty Images Starting in April, some retired teachers, firefighters, police officers and other public-sector employees will see some extra scratch in their monthly Social Security check, courtesy of the Social Security Fairness Act (SSFA) signed into law by former President Joe Biden. The SSFA eliminated some longstanding provisions that…

When your revenue relies on generating transaction fees, your customers’ moods have an outsize impact on your business prospects. While you might think that this dour environment is good for brokerage firms — with traders frantically placing more orders, even if they’re selling — the opposite is actually true. Brokerage…