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About 16.5 million people in the U.S. are self-employed, according to 2023 data from the Bureau of Labor Statistics. For…
Brothers91/GettyImages; illustration by Bankrate The IRS left contribution limits to traditional and Roth IRAs unchanged for 2025, keeping them at…
Our writers and editors used an in-house natural language generation platform to assist with portions of this article, allowing them…
How much money will you need to retire? If you’re like the majority of Americans, you don’t know the answer.…
Key takeaways The median transaction account balance in the U.S. is between $8,000, potentially insufficient for a few months without…
Cavan Images/GettyImages; Illustration by Hunter Newton/Bankrate Most of us will have to buy an insurance policy in our lives. Whether…
The solo 401(k) and SEP IRA are two of the best retirement plans available for a small business owner –…
A Roth 401(k) and a Roth IRA sound similar — and they are. Contributions are made after taxes — meaning…
If you’re a solo entrepreneur, saving for retirement might be the last thing on your mind. A Roth solo 401(k)…
A safe harbor 401(k) is a retirement plan that allows a company to avoid the regulations and expenses associated with…
Buying a home is a big deal — probably the biggest single purchase a person ever makes — and most…
Annuity payments are usually a safe and dependable source of income, especially in retirement. But sometimes, selling those payments can…