Personal Finance
You have money questions. Bankrate has answers. Our experts have been helping you master your money for over four decades.…
Images by GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways A debt consolidation loan replaces multiple streams of debt with one…
Carlina Teteris/Getty Images When looking for a financial advisor, you’ll encounter various compensation arrangements, including fee-only advisors and fee-based advisors.…
Open to first-time and repeat buyers Open to multi-family properties Assistance is partially forgivable Repayment is deferred until you sell…
filadendron/ Getty Images The best cash back credit cards don’t charge an annual fee, and many also come with introductory…
Maskot/Maskot/Getty Images Key takeaways Reopening a closed card could help your credit score by keeping a long-term account open and…
MoMo Productions/Getty Images Key takeaways Many financial institutions — including online lenders, banks and credit unions — offer personal loan…
Key takeaways Personify stands out for dedicated customer service, but its steep maximum interest rates make it a risk for…
Balance transfer credit cards can be a valuable tool if you’re stuck paying off credit card debt with a high…
Key takeaways The statement balance is the amount owed at the end of your billing cycle, while the current balance…
Key takeaways Your monthly credit card statement includes a variety of information pertaining to the current status of your credit…
Key takeaways Delta SkyMiles Shopping lets program members earn extra Delta miles for each dollar they spend at participating stores.…