Personal Finance
Key takeaways Prescreened credit card offers target qualified consumers based on their credit score, credit utilization, and location. Advantages…
Open to condos, townhomes and manufactured homes Open to multi-family properties Doesn’t require repayment Can be used for down payment…
Key takeaways Your debt-to-income (DTI) ratio represents the percentage of income you have left after making monthly debt payments. Your…
When I graduated from college and started my first job, I had no idea what I was doing with my…
Key takeaways Purchasing a used electric car can be a cost-effective option, especially with the availability of EV incentives and…
Slashed rates. Discounts on future purchases. Speedy delivery. No, these are not the promises of an auto dealer or eager…
fizkes/Getty Images: Illustration by Issiah Davis/Bankrate Coming up with a down payment on a home can feel impossible — especially…
F or private financial technology companies, last year was a quiet one for fundraising. Fintechs raised $34 billion in 2024,…
Earlier this month, Elon Musk’s Department of Government Efficiency (DOGE) raised eyebrows when it requested access to sensitive taxpayer data…
Technology has transformed some parts of the daunting homebuying process–making it easier to search and compare properties online, to prepare…
Key takeaways A gift letter for a mortgage verifies the source of a homebuyer’s gifted down payment funds. The gift…
DenisTangneyJr/Getty Images Key takeaways Bridge loans are short-term loans that help cover costs during transitional periods, most often if you…