Personal Finance
Key takeaways Owning multiple credit cards can help you earn rewards on a variety of spending categories and be good…
Key takeaways Credit card fraud involves unauthorized use of your credit account, whether through phishing, skimming or theft. …
You have money questions. Bankrate has answers. Our experts have been helping you master your money for over four decades.…
Images by GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways A debt consolidation loan replaces multiple streams of debt with one…
Carlina Teteris/Getty Images When looking for a financial advisor, you’ll encounter various compensation arrangements, including fee-only advisors and fee-based advisors.…
Open to first-time and repeat buyers Open to multi-family properties Assistance is partially forgivable Repayment is deferred until you sell…
filadendron/ Getty Images The best cash back credit cards don’t charge an annual fee, and many also come with introductory…
Maskot/Maskot/Getty Images Key takeaways Reopening a closed card could help your credit score by keeping a long-term account open and…
MoMo Productions/Getty Images Key takeaways Many financial institutions — including online lenders, banks and credit unions — offer personal loan…
Key takeaways Personify stands out for dedicated customer service, but its steep maximum interest rates make it a risk for…
Balance transfer credit cards can be a valuable tool if you’re stuck paying off credit card debt with a high…
Key takeaways The statement balance is the amount owed at the end of your billing cycle, while the current balance…