Personal Finance
Christina Richards/Shutterstock Key takeaways When a bank fails, the FDIC or a state regulatory agency takes control and either sells…
Having a bank account makes it easy to take care of everyday tasks such as paying bills, depositing paychecks or…
Be a first-time homebuyer Purchase a primary residence within city limits Earn no more than 80 percent of the local…
Key takeaways Credit unions may offer lower mortgage rates and fees, but often lack the in-person branches and digital services…
Jaskaran Kooner/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways FHA loan closing costs are typically 2 percent to 6 percent of…
CribbVisuals / Getty Images Key takeaways You won’t be able to get student loans through Bank of America since it…
You have money questions. Bankrate has answers. Our experts have been helping you master your money for over four decades.…
Key takeaways Most major credit issuers no longer allow co-signers, although a few issuers allow you to create joint accounts…
Many savers choose certificates of deposit (CDs) for the benefits of a guaranteed return, which makes CDs a safe, reliable…
Move through airport security more quickly Reserve a spot in the airport security line Streamlines access to concerts and events…
Investing in a Roth IRA is a popular way to save for retirement, but it doesn’t offer immediate tax benefits.…
The Internal Revenue Service has doled out millions of tax refunds amid the ongoing 2025 tax filing season. More than…