Personal Finance
CreativaStudio/Getty Images If you’re selling your home, you want prospective buyers to be able to picture themselves happily living in…
Repayment required on a prorated basis if you move, sell or refinance within the first 10 years Must provide $500…
10’000 Hours/Getty Images The cost of living doesn’t stay steady; it rises and falls depending on inflation, economic shifts and…
Key takeaways A 7/1 ARM is a type of adjustable-rate mortgage (ARM) that has a fixed interest rate for the…
Second loan has no interest Second loan repayment deferred for 10 years Additional down payment assistance available in the form…
Key takeaways CDs can be a safe place to invest your money at a guaranteed rate of return, making them…
Key takeaways Allowing team members access to your business checking account can help delegate tasks, but it also introduces potential…
Key takeways Fees related to personal credit cards are generally not tax deductible. If you use a card for business…
Key takeaways It’s fine to get rid of monthly mortgage statements, but you should keep all your mortgage documents, including…
Eternity in an Instant/Getty Images Key takeaways Prepayment penalties are fees enforced by lenders if a borrower pays off a…
Key takeaways An oil analysis can help you identify possible problems a used vehicle might have, like coolant leaking into…
Nikola Stojadinovic/Getty Images. Key takeaways The SBA created a program licensing Community Advantage Small Business Lending Companies (CA SBLCs) to…