Personal Finance
If you’ve recently tapped your home for cash, you are not alone. Both home equity lines of credit (HELOCs)…
Key takeaways You don’t need to put 20 percent down to get a mortgage, and some mortgages don’t even require…
Must occupy the home within 60 days of closing as a primary residence Limited information online about repayment terms NIFA…
Key takeaways Unsecured home improvement loans are generally not tax deductible. Interest from home equity loans and HELOCs may be…
You’ve landed a new job, and one of the company perks is an impressive 401(k) plan. It offers low fees,…
Key takeaways A life insurance policy may be used as collateral to secure a loan. If you die before the…
Key takeaways Prescreened credit card offers target qualified consumers based on their credit score, credit utilization, and location. Advantages…
Open to condos, townhomes and manufactured homes Open to multi-family properties Doesn’t require repayment Can be used for down payment…
Key takeaways Your debt-to-income (DTI) ratio represents the percentage of income you have left after making monthly debt payments. Your…
When I graduated from college and started my first job, I had no idea what I was doing with my…
Key takeaways Purchasing a used electric car can be a cost-effective option, especially with the availability of EV incentives and…
Slashed rates. Discounts on future purchases. Speedy delivery. No, these are not the promises of an auto dealer or eager…